From backend integration with complex insurance systems to intuitive UX for
policyholders of all ages, every aspect of the app was crafted with precision,
scalability, and compliance in mind. Our team implemented secure offline access,
biometric authentication, and GDPR-compliant data handling—ensuring both convenience and
trust for end users.
This project is a strong testament to our capability in delivering enterprise-grade
mobile solutions that are both technically robust and user-friendly.
Core Features:
A. Insurance and Reimbursement Management
- Third-Party Payment Card ("Carte Mutuelle"): available as a credit-card visual and as a QR code; usable offline and can be emailed directly to healthcare providers from within the app.
- Reimbursements: view details of recent reimbursements in real time with full access to the reimbursement history.
B. Beneficiary & Contract Oversight
- Beneficiary Management: reveal all beneficiaries linked to the insurance contract, with the ability to customize avatars for each profile.
- Contract & Guarantee Insights: quick access to contract information and benefit breakdowns; an extended solution provides deeper policy management if required.
C. Document Handling & Requests
- Document Submission: capture documents (invoices, medical reports) via camera or scanner, attach them, and send directly to the management center.
- Hospitalization Requests: initiate hospitalization coverage requests directly from the home screen for faster authorization.
D. Network & Support Access
- Provider Network & Geolocation: locate in-network healthcare professionals and nearby providers using geolocation.
- Contacting Your Team: easily contact personalized insurance managers via email or phone directly from the app.
Challenges:
Handling sensitive health and insurance data under strict regulations (GDPR, CNIL).
Ensuring compliance while exchanging and storing personal health and policy data across systems required strict privacy controls and auditability.
Maintaining consistent performance and design across Android, iOS, and web.
Delivering a unified user experience and comparable performance on multiple platforms needed a shared design system and thorough cross‑platform testing.
Ensuring secure but user-friendly authentication and onboarding.
Balancing strong security with low friction for users required multi-factor options, biometrics, and guided onboarding flows.
Integrating modern app features with legacy insurance systems.
Connecting real‑time claims, reimbursements and third‑party services to older backend systems demanded robust API gateways and adapters.
Managing performance issues: crashes, downtime, slow reimbursements.
Reliability and latency problems impacted user trust and operational SLAs, requiring proactive monitoring and resiliency measures.
Simplifying complex insurance processes for diverse user groups.
Presenting complex policy workflows in an intuitive way for non‑technical and older users was essential to drive adoption and reduce support requests.
Solutions:
Apply end-to-end encryption, secure APIs, and privacy-by-design principles.
Implemented AES-256 data encryption, OAuth2-based API security, and privacy-first flows with minimal data retention to meet regulatory requirements.
Use cross-platform frameworks (Flutter/React Native) and a shared design system.
Adopted a single codebase and a reusable component library to ensure consistent UI, faster delivery, and simplified maintenance across platforms.
Implement multi-factor authentication, biometric login, and guided onboarding.
Added secure MFA, optional biometrics, and step‑by‑step onboarding to reduce friction while keeping account security strong.
Introduce API gateways and microservices to connect with legacy systems.
Built API gateways, adapters and microservices to orchestrate data flows between modern mobile features and legacy insurance platforms reliably.
Optimize with caching, load balancing, and real-time monitoring tools.
Improved reliability and latency through intelligent caching, horizontal scaling, load balancers and observability (metrics, tracing, alerts).
Enhance UX through contextual help, chatbots, tutorials, and simplified flows.
Simplified complex processes with contextual guidance, in‑app chatbots, stepwise tutorials and accessible UI patterns to increase user satisfaction.
Results:
100,000+ downloads on Google Play with strong
month-over-month growth
Reduced support calls by 40% by empowering users to
manage their cards and documents independently
50% faster hospital authorization process through
in-app
requests
100% GDPR compliance with encrypted data, biometric
login, and user-controlled data deletion
High engagement with daily usage from thousands of
policyholders and active document submissions
Trusted by AGEO to manage
critical
B2B and B2C insurance workflows digitally